719 S Mountain View Rd.

Apache Junction, Az 85118

Priced at $410,000.

MLS # 4431365

REGULAR SALE!!! Gorgeous home situated on 1.16 acres with fantastic Superstition Mountain Views!!Custom versatile floor plan could be 4 bed/2 bath w/granny flat OR 5 bed/3ba OR 4 bed/3ba w/huge game/family room**Extensive use of tile for flooring,bath surrounds,counter tops, back splashes**beautiful custom doors and cabinetry*ceiling fans*shutters*fresh painted interior and exterior**Master suite has huge garden tub separate shower,dual vanities and large walk-in closet* Majestic Mountain Views from great room, master bedroom, granny suite* Over sized covered patios, sparkling pool,outside pool shower, extensive kool decking, upper decking for hammock,sitting ares.

Call Today for a Private Showing

Streetview

Great Room

Kitchen

Front Courtyard

Pool View I

Pool View II

Poolview III

This age old adage come up most every time someone talks about buying or selling a property.  No matter what state one lives,  the location of your home is vital to the resale of your existing home.  One thing that one must remember in purchasing a home, you make your money when you purchase the home, not when you sell it.  Always remember, Location, Location, Location in any home purchase.

First and foremost, as a home buyer, your only opportunity to have a choice in location is at the time of purchase. As obvious as this fact is, it is forgotten or ignored by the average home buyer way too often. Buying any property be it either real or commercial.  If the property is  not well located for its purpose, it is a mistake that usually manifests itself at the time of sale.  You need to educate yourself prior to any home purchase.

• Remember, at the time of sale, location cannot be affected by the seller except as a function of price. As an example, a certain style and model of a house will sell for 5% to 10% more in the interior of a subdivision that the same style and model located at the edge of the same subdivision backing to a 4 lane highway. So why do consumers buy the house backing to the highway?

• As in many purchases, emotions play a large role, especially a house that will become a home. Builders will generally maximize the financial benefit of developing a division of land by building as many homes as possible on that land, building on the lots backing to that highway. This is done for reasons of profit, and is not inherently good or bad. There is no good reason why a consumer should buy a house that is located next to our proverbial highway, but many consumers do just that. They do so often because of poor or no advice. It is very important to have the services of an experienced professional real estate agent to provide guidance when purchasing any home, but most especially a new builder home.  All of the builder incentives in the world will not make up for that poor location when it comes time to sell.

• The home market has price fluctuations just as any market. The poorly located home purchased at the height of a market can become a nightmare when trying to sell at the bottom of the market or anytime.
• A consumer should always perform an independent investigation of any undeveloped land in close proximity to their “dream” house. Do not rely on anyone’s statements regarding future land use. Due diligence performed by the buyer with school districts and other governmental entities will provide great peace of mind as the decision to purchase is considered.  It is your responsibility to complete the research on what or where one purchases this home.  You are the one at risk and will do the best job in this research.  Don’t count on family or friends in this decision.  Do it yourself for best results with the aid and support of you professional real estate agent.  Always consider what is provided by your local government.  Such as services, water sources, transportation corridors, shopping locations, schools and houses of worship when buying.   Check out any zoning changes for the area as a new shopping center or highway could go up after purchasing this dream home.  Although these items may not be important to you when you purchase,  they will almost always be important to the future buyer of your home.

Remember, the only time that a home buyer has influence on the location issue is at time of purchase.  Due your due diligence before you purchase the most expensive purchase of your life.  Contact your real estate professional for help in making these decisions.

Front Yard with North South Exposure

3316 E Carmel Ave

Mesa, AZ 85204

Priced at $85,000

Awesome Short Sale Opportunity in Mesa Az.  This is a Great Starter Home or would be a Great Investment Property.  Just Off Hwy 60 and Val Vista.   Additional features below.

• 3 bed 2 bath home
• 1294 Sq. Feet of Living Space
• Established Neighborhood in Mesa
• Nice floor plan for any family
• Very Large back Yard for your entertainment needs
• Two Storage sheds (11′ x 14′) on Concrete slaps in Back Yard
• MLS 4424641
• Just waiting for an offer

View Other Photos of this home:

Family Room Kitchen View

Family Room

Living Room

Call or Email on this one today! To see additional photos, visit our web site of www.homesweetaz.com

Red Mountain Ranch home with Pool

6707 E. Villeroy St. Mesa, Az 85215

Priced at $290,000

Desirable Red Mountain Ranch Golf Course Community Home in Mesa Az.  This home has 4 Bedroom and 2 Bathrooms.  Red Mountain Ranch Country Club has Separate Membership Fees for use of Club Pool, Fitness Center, Tennis and Golf Facilities.

Additional features:

• Three Car Garage
• Fireplace in Family Room
• Sparkling Pool
• Large corner lot
• Desert Landscaping in both front and back yards
• Mountain Views
• Master Suite has large bath with separate shower and garden tub
• MLS 4422812
• Short Sale Opportunity
  

View Other Photos of this home:

Corner lot front view

Desert Landscaping and Pool

Kitchen view

Kitchen

Pool View from Master Suite

Fireplace in Large Family Room

Front Entrance

Call or Email on this one today!

7762 E Russell Circle

Mesa, Az 85207

Priced At $372,000.00

Mesa Az Home for Sale in Las Sendas, A Golf Course Community.  This Home Has It All…  and then even more.  Check Out These Additional Great Features:

• Master bedroom features bay window w/slider to extended covered patio and pool
• Mountain views from the master bedroom, family room and kitchen
• formal living and formal dining Room
• split floor plan
• 4 bedrooms,2 Full bathrooms
• upgraded tile and cabinetry
• Pebble  tec, salt water system pool w/water feature, umbrella stand and solar panels to heat the pool
• family room open to eat-in kitchen
• Kitchen Island
• Mountain views from the master bedroom, family room and kitchen
• High/Low vanity, glass block windows
• Spiral staircase leads to the view deck for fantastic view of Superstition Mtns
• Large 12,900 SF Cul-De-Sac lot
• Master bath w/separate garden tub & shower
• Three car garage with epoxy floor
• One garage bay professionally finished with built-in cabinets and a garage service door (can easily convert back to 3rd bay garage
• This a Great Neighborhood to Live in
• MLS 4309854

Feel Free To Call Any Time For That Private Showing

View Other Great Photos of this Home

Pool View

Home with Pool and View Deck

Front Living Space with Plenty of Light

Kitchen View

Large Cul De Sac Lot

Call or Email on this one today!

2832 E Stottler Ct.

Gilbert, Arizona 85296

Priced at $299,000

See the sparkling pool with water feature and lush mature landscaped yard as you enter the great room through the expansive wall of windows. Warm custom colors used throughout the home. Use of wood laminate in Great Room and Master Bedroom, tile flooring in Kitchen, Dining & traffic areas and carpet in bedrooms 2 and 3. Kitchen features cabinetry with 42′ upper and lower hardware, Granite Counter tops, stainless steel appliances, gas stove. Master bathroom has separate shower and tub, dual sink vanity and walk-in closet with custom closet cabinets.

Other features:
- Upgraded sunscreens
- ceiling fans
- R/O and soft water systems
- Split three car garage
- Front fountain negotiable with sale

MLS 4423237

View Other Photos of this home:

Call or Email on this one today!  To see additional photos, visit our web site of www.homesweetaz.com

Reply to question:

” I read over your article regarding short sales and security clearances; I have a question about deed in lieu of foreclosure and how it would affect the renewal of a security clearance. I am in Alabama, but the way if affects an individual should be the same regardless of state.”

Thanks for reading our website… Not completely sure of your current situation with your home in Alabama. Should you be in a time where you are needing too sell this home and you are “upside Down” on the property, I would recommend finding an experienced real estate agent/broker who has successfully completed several short sales. If you can find an agent who has completed the “Certified Distressed Property Expert (CDPE)” designation that would also be beneficial to you.

I cannot give legal advise, or comment on you clearance with the DOD. But what I do know is that during the review on your background file, they do complete a credit check. We have just successfully completed a short sale with a young family in the Military. The banks realize that this is an issue and should work to help you successfully complete the short sale process. I would recommend trying to avoid any foreclosure or deed in lieu as they are the same and will impact your credit score in the negative. Additionally I would contact you’re commanding officer (CO) and notify them of this pending issue. He might also be able to direct you in a direction of support. We understand that this dilemma is now affecting every income level. In our real estate market (Phoenix, Az) , over 65% of all real estate sales are now either Short sales, or foreclosures. When the decision is made to go for a short sale, it is very important to write a strong “Hardship Letter” that the banks require and state your hardship, including the fact that you are in the military and this could affect your future in the military.

How Will Foreclosure or Short Sale Affect My Credit Score and Credit Report?

Foreclosure or Deed-in-Lieu of Foreclosure – Both of these will affect your credit report and scores the same. The status of your overall credit when you either fell behind or will fall behind on your mortgage has an impact on the amount your credit scores will fall, which is usually between 200 to 300 points. The effect on your credit report and scores due to a foreclosure or a deed-in-lieu of foreclosure will be minimized if you had credit scores higher than 700 with impeccable credit history than if your credit was unfavorable.
Short Sale – Your payment history with your lender and how it is maintained will influence what happens to your credit rating during a short sale. If you do not become delinquent on your mortgage payment as you go through the short sale process then your credit should be minimally affected by a short sale. However, if you fall behind on payments during this time, your credit report and credit report will decrease sharply based on the number of payments on which you fall behind. Conversely, it will not be as bad as what you will suffer if you experience a foreclosure.

We wish you the best and if we can help find you an agent in your area to help you, please let us know.

Short Sale vs Foreclosure – Should I care??
Yes, With our current economy causing difficult times for many, it can feel like there are nothing but bad choices. However, some are not as bad as others. If you are finding yourself having difficulty with keeping up with your mortgage you do have some choices. We are continuing to educate ourselves so that we can offer you the best advise available. If we do not have the answer, we have a network of professionals who can help.

Short Sale: Even if you are behind on your mortgage or don’t think you can sell your home for as much as you owe, we may still be able to help you sell your home and get out from under your loans. A short sale is when you sell your home for less than the total amount you owe the lender(s). The process can be arduous but you avoid a foreclosure and generally will face less negative consequences on your credit score. We have successfully negotiated short sales and have usually gotten the lenders to forgive the shortfall on the payoffs.

We will help you through every step of the process. The lenders generally require several years of tax returns, bank statements, and a letter explaining why the loan cannot be paid in full (a hardship letter). We will help you on each step so that we can present a complete package to the lender(s).

Foreclosure: Foreclosure is when the bank actually goes through the process with the public trustee to sell a property at auction. The process starts when the Public Trustee sends a Notice of Election and Demand. From that point it can be as little as 120 days before the property is sold at auction. Frequently the bank ends up with the property. Even if the process has started, you may still be able to sell your home – if we can get an offer, most lenders will pause (delay) the foreclosure proceedings, giving more time to complete the sale.

Foreclosure can a have significant effect on your credit score, ability to obtain loans, and even security clearances. Should you currently hold a security clearance, please try to avoid a foreclosure at all costs, losing your clearance could cost you your job.

For example:

–foreclosure will lower your credit score 250 to 300 points for 3 years while a short sale might only drop your score 50 points for 12 to 18 months (because of late payments),

–foreclosure will make a potential homeowner ineligible for some loans for 5 years while the short sale may only affect eligibility for up to 2 years.

Over the past several months we have taken seminars pertaining to Real Estate marketing. The current buzz word is all about the social media. For those of us who are Realtors®, ActiveRain blogs appear to the most popular media site. However, it’s also the latest rage to be tweetered on Twitter, have a Facebook friend, or get LinkedIn. While social media continues to grow in popularity, and worthwhile for many reasons, it’s vital that Realtors not forget about the good old tradition of social networking.

Yes, that’s right – meeting people face-to-face, in person! Before the Internet age, many real estate professionals relied on getting out of the office to professional meetings to network, greet fellow colleagues (not to mention, prospects) and build relationships.

Building relationships – that’s what it’s all about and especially in today’s economy. And today, more than ever before, it’s important that Realtors “meet & greet,” shake hands, pass out business cards and have a personal conversation with potential buyers & sellers – not just one that’s typed in an e-mail.

Professionals in all fields of the business sector are starting to realize, especially in this economy, that you have to get out, put your face out there, build your credibility so you can not only grow your own business, but help others with new contacts.

So, if you’re a Realtor or other professional who is seeking new clients/friends, and is online typing away on different blog sites such as ActiveRain, Facebook, Twitter, LinkedIn, or whatever your social media of choice, good for you. However, don’t forget to put yourself OUT THERE in the public among potential prospects who might just appreciate meeting you in person, having the opportunity to shake your hand and laugh together out loud instead of “LOL” online.

There are MANY organizations available that hold networking events and/or need your involvement on a committee or council. Just today my wife suggested that I join the Mesa Leadership, Training and Development organization. This is a direction that I plan on following to both help our community but could also help our business.

As we start working with you to buy a home in Tempe, Gilbert, Mesa, or Chandler we recommend that you get familiar with the different types of mortgage programs that are available. We work with highly skilled loan officers from locally based Arizona mortgage companies.

Mortgage financing requires competent and skilled loan officers – we know and work with some of the best. Just let us know that you want to talk to a loan officer and we’ll get you several names.