What Is HARP?

HARP is a refinance program that you can use if you qualify, if you owe more than your home is worth and if you don’t have a VA or FHA home loan.

Refinancing Your Arizona Mortgage

If you are one of the lucky ones to have bought your home in Arizona long before the mortgage crash and you didn’t happen to pull money out when your home’s value ran up a few years ago you may have some refinancing options that other folks may not. Interest rates are still attractive to make refinancing a your mortgage a smart choice under some circumstances. But to take advantage of streamline low va rates and programs, FHA mortgage refinancing… Read More

What Are The Advantages of a VA Loan?

couple_paying_bills

One of the biggest advantages of a VA loan is that you don’t have to have a down payment. A VA loan has no property restrictions, meaning you can buy in urban and rural areas except for trailer parks. There are also no income restrictions for the Veteran so you can make $200,000 a year and still buy a home going VA with no down payment. Why is income and property restrictions even an issue? The reason I bring this… Read More

FHA VA or Fannie Mae – The Downpayment Playing Field in Arizona

Home Buyers Considering Mortgage Programs

Most mortgage programs now in 2011 allow for 100% gift funds from approved sources.

What Can Stop You From Buying A Home – The Good and the Ugly?

Buying a home is not a difficult process to figure out. What is difficult is knowing what can stop you from buying a home if you have never bought one before, or haven’t bought one in a very long time.

What Else Is There To Consider When Buying A Home?

There are a lot of things to consider when buying a home, especially if you are a first time home buyer. I’m not going to bore you with the typical stuff about how much monthly debt you have, what your credit report says, or a VA hybrid arm and other loan program details. I’ll leave that to all the other blog posts and articles out there in the blogosphere. What I am going to cover are some other considerations to… Read More

Top Employment Opportunities In Arizona

logo

In this turbulent economy, stable employment has become a luxury. Specifically in Arizona, where the unemployment rate is amongst the highest in the nation at 9.5%, these are truly hard times – but not hopeless. Here is a quick look at 10 of Arizona’s top employers that are currently offering a wide range of employment opportunities for a wide range of people.

Smart Phones And Real Estate Gadgetry Not Only For The Agents… Buyers Now Have The Technology To See Homes On Their Own Smart Phones.

QR Code for homesweetaz.com

Smart Phones and Real Estate gadgetry not only for the Agents… Buyers now have the technology to see homes on their own Smart phones. Smart Phones in Real Estate

Buying Your First Home In Mesa or Gilbert AZ

No matter whether you are using Veteran Loans, FHA loans or  conventional mortgage programs to buy your first home you can use these real estate home buying tips to guide your journey and keep you from making significant and costly mistakes. Buying real estate takes a keen eye, a good mortgage loan officer, a great real estate agent, and following your gut. Always keep in mind, if it doesn’t feel right, either don’t do it or keep asking questions until… Read More

Tips to Selling My House In Mesa Fast

Albeit desirable, selling a home in Mesa AZ fast like you could in 2005 is unrealistic in 2010. Right now, homes are on the market for better than 6 months in many cases with the average time on the market closer to 10 months. With this said, is there anything that can be done to speed up the sales cycle? One thing that can make a difference for you is to make your home as presentable as possible to potential… Read More